State Farm Roof Damage

I have been a loyal customer for 22 years.

State farm roof damage.

Damage from roof leaks is typically covered by a standard homeowners insurance policy from state farm but the cost to repair the roof is not. On wood roofs splits with sharp edges. I have had a contractor tell me i need the whole roof replaced. Tree branches that are rubbing against the roof should be trimmed.

I am in the middle of a nightmare with state farm. Algae can damage shingles over time and should be removed by a professional roof cleaner. The person who came to take a look at the roof was looking for reasons to deny responsibility the whole time. Does state farm homeowners insurance cover tree.

The shingles on our customer s roof are no longer in production. Evaluating composition roofing brochure. State farm denies request to replace roof in carmel indiana. I m now requesting a 2nd inspection from state farm.

State farm denied the request to replace the entire roof paying to repair the damaged shingles instead. It is usually possible to get an acceptable match to the old shingles but that is not required. First this person stated they couldn t find any damage. Posted march 12 2020 by authentic restoration.

A client who hired us for a roof repair in carmel in filed a claim with state farm for wind damage to his roof. This is more likely to happen in hot humid areas. If there is significant damage from wind or hail the adjuster will pay for the replacement of the slope or slopes that are damaged but do not have to pay for the undamaged portion of the roof to be replaced because it still works just fine. Meanwhile it keeps raining and blowing and more leaks.

In general state farm s guidelines indicate that damage will be covered on roof coverings when water shedding ability or the life expectancy of the material is reduced insurers often look for ways to deny and underpay hail claims. The state farm adjuster who called me was curt and snidely said it sounded like the roof was incorrectly installed and they would send out someone to take a look at the roof.